PORTALJABAR, BANDUNG CITY - The digital cooperative startup Migimo from West Java has qualified for the Practitioner Training stage of PIDI DIGDAYA x Hackathon 2026 after entering the top 480 out of more than 800 national participating teams (29/6/2026).
The competition is supported by Bank Indonesia, the Financial Services Authority, the Indonesian Payment Systems Association, APUVINDO, and the Indonesian Banking Development Institute.
Migimo was developed to help Indonesian Migrant Workers gain greater economic benefits through a remittance system and business ownership.
Founder and CEO Tata Sugiarta explained that Migimo was born from his experience as a former Indonesian Migrant Worker who worked in Japan from 2014 to 2017.
Migimo offers an Economic Sharing Remittance scheme so that part of the profits from money transfer transactions are returned to cooperative members.
The platform also offers Remote Business Ownership, allowing Indonesian Migrant Workers to own business interests in Indonesia without returning home.
Both models have obtained legal protection through Registered Trademark Number IDM001418728 and Copyright Number 001058913 from the Directorate General of Intellectual Property.
As of May 2026, Migimo recorded a Gross Transaction Value of IDR 136 million with more than 100 members and 86 prospective members awaiting verification.
Migimo's network has reached 27 districts and cities in West Java to Pennsylvania, United States.
The Migimo team also had an audience with the Indonesian Ministry of Migrant Worker Protection and signed a Non-Disclosure Agreement with PT Bank Mandiri for the integration of the QRIS Cross Border API.
Before qualifying for PIDI DIGDAYA x Hackathon 2026, Migimo entered the Top Seven Garuda Spark, Top 38 Startups Eligible for ICEFF Funding 2025, and won Best Impact & Sustainability Venture Connect 2025.
"Migimo isn't just an app. It's an economic movement—so that migrant workers, who have so far only contributed foreign exchange, can finally become owners of the economic ecosystem they've built themselves," said Tata Sugiarta.
(Rep pun/bhf)